1202 North Main Street Austin, MN 55912               Phone: (507) 437-6360                  Email: mcecu@mowercountyecu.org

Mower County Employees Credit Union

Automobile Secured

We can help you purchase a new vehicle, refinance existing vehicle loans or simply assist you in obtaining the funds needed for whatever expenses you have! We would welcome the opportunity to save you money ..... stop by today to apply! Loans may be approved up to 100% of the NADA retail value (or 75% for salvage titles).  

Recreational Secured

Don't wait to have fun and enjoy the outdoors. We are happy to help you obtain the snowmobile, boat, motorcycle or camper of your dreams, plus much more! Loans may be approved up to 80% of the NADA retail value (or 75% for salvage titles).

Credit Builder

Have you been denied credit in the past due to a low credit score or credit concerns?  We have a solution to help you build credit.  Credit Builder Loans provide an opportunity for you to make regular payments over the course of the loan term and build stronger credit.  Financial counseling is provided to members giving them the tools to repair their credit and improve their financial future.

Share Secured

We offer lower rates when you use your share savings or certificate of deposit as collateral. 

Home Equity Loans

Use the equity in your home for a variety of financial needs:  remodeling, family vacation, financing college expenses or more.  We offer convenient solutions to help you achieve these goals.  From one-time Home Equity Closed End options to ready-when-you-are advances with a Home Equity Line of Credit we can help you with an option that best fits your needs.  


Looking to consolidate debt?  Purchase a new vehicle?  Finance education expenses?  Remodel your home?  Maybe you'd prefer to finance your home with a trusted partner - YOUR member-owned credit union! 

Member Home Advantage

Our Member Home Advantage provides you with the opportunity to finance your mortgage with the credit union.  We offer low closing costs, fixed rates and life of loan servicing right here at MCECU. 

Our suite of possibilities will provide you with the service you've grown to trust.

  • No Pre-Payment Penalties:  ​Make extra payments or pay off your loan early -- we encourage it!
  • MCECU Servicing: Your loan stays right here!  We service your transaction from the very beginning to the end with trusted people you know on a first name basis.
  • Low Rates & Fees:  Our credit union mission is to offer products and services at low rates with no or low fees 


Mower County Employees Credit Union, NMLS 1154437

Personal Loans 
Closed End: Do you simply need a smaller amount of cash to pay for a vacation, purchase a new washer & dryer or any other smaller purchases? If so, we can help! Our closed-end personal loans offer you the opportunity to do just that! 

Open End Revolving Lines of Credit: Do you like the security of having a small sum of cash available for rainy-day events? We can help you there too! Lines of credit offer a convenient way to access funds at any time without the hassle of filling out additional paperwork. 


​Loan options are offered subject to normal credit approval.  Shares federally insured by the NCUA.  Please contact us for more details related to any of our products or services.