1202 North Main Street Austin, MN 55912 Phone: (507) 437-6360 Email: email@example.com
We offer a full range of financial products and services to meet your everyday needs.
Everything from checking to share savings, loans, electronic services and much more!
Share Savings Accounts:
Christmas Club Share Savings Accounts:
This account allows you to set aside spending money for the holidays for family, friends, holiday shopping or new holiday decorations.....You'll be glad you gave yourself this early gift!
Share Draft (Checking) Accounts:
Golden Checking Club:
Members age 55 or better reap more perks with our Golden Club including:
Inquire with a Member Service Representative for additional Golden Club details.
Share Certificate of Deposit Accounts:
Competitive rates for 6, 12, 24, 36 or 48 month terms.
Minimum opening deposit of $500.00
Start earning more on your savings by opening a Share Certificate today!
Interest/Dividend is credited quarterly (Excluding 6-month terms: credited at maturity)
Share term accounts (Share Certificates of Deposit): Penalties are incurred for early withdrawals
County Kids Club:
BOLT$ Mobile App & Online:
Verified by VISA Online Card Protection:
When you use your CheckCard to shop online your card will be authenticated behind the scenes to PROTECT you from fraudulent transactions. Your card is equipped with Verified by Visa -- a FREE service offered to members to protect cardholders when making online purchases with their debit cards. Once you activate your card, Verified by Visa automatically protects you at every participating online store.
Online Home Banking & Mobile Friendly Banking:
Recreational Secured Loans - Don't wait to have fun and enjoy the outdoors. We are happy to help you obtain the snowmobile, boat, motorcycle or camper of your dreams, plus much more! Loans may be approved up to 80% of the NADA retail value (or 75% for salvage titles).
Credit Builder Loans - Have you been denied credit in the past due to a low credit score or credit concerns? We have a solution to help you build credit. Credit Builder Loans provide an opportunity for you to make regular payments over the course of the loan term and build stronger credit. Financial counseling is provided to members giving them the tools to repair their credit and improve their financial future.
Share Secured Loans - We offer lower rates when you use your share savings or certificate of deposit as collateral.
Personal Loans -
Closed End:Do you simply need a smaller amount of cash to pay for a vacation, purchase a new washer & dryer or any other smaller purchases? If so, we can help! Our closed-end personal loans offer you the opportunity to do just that!
Open End Revolving Lines of Credit:Do you like the security of having a small sum of cash available for rainy-day events? We can help you there too! Lines of credit offer a convenient way to access funds at any time without the hassle of filling out additional paperwork.
We Also Offer These Additional Services:
Free Notary Service
Free NADA Value Reports
Financial Review / Budgeting / Balancing Accounts
Coin Counting (Free)
Wire Transfers - Send or receive funds electronically to or from your MCECU account. For specific wire instructions CLICK HERE
Automatic Payment - Save a stamp and have your loan payments automatically withdrawn from your account. You can also use this convenient service to make automatic deposits to your MCECU accounts from an external account. Never be late on loan payments or use the service to build up your share-savings balance.
Internal Transfers - Let us make transfers on your behalf between your MCECU accounts. Whether you'd like to have your loan payment transfered or a scheduled transfer to your share-savings account, we've got you covered. This service is also available with your Home Banking access. You can set up one-time or recurring transfers that best meet your schedule.
Direct Deposit - Send your payroll, social security, PERA, tax refund and more by Direct Deposit to your account at MCECU. It's quick, safe and easy! All you need is:
Your Account Number and Mower County Employees Credit Union Routing Number: 291973302
Payroll Deduction - It's easy to directly deposit funds into your share account or apply payments to any of your loans directly from your Mower County paycheck!
Drop Box - Can't make it during business hours? We offer 2 drop box solutions:
Government Center Drop Box @ 201 First Street NE, Austin, MN (Picked up each weekday prior to 11:00 am)
Credit Union Drop Box - Located at the front of the Credit Union
Loan options are offered subject to normal credit approval. Shares federally insured by the NCUA. Please contact us for more details related to any of our products or services.