Share Savings Accounts

  • Minimum opening deposit required of $5.00 - this is your share of ownership in the credit union.
  • NO monthly maintenance fees
  • Tiered dividend rates based on balance 
  • Dividend is credited quarterly
  • We also offer sub-share savings accounts to help you save for a special purpose 


Christmas Club Share Savings
This account allows you to set aside spending money for the holidays for family, friends, holiday shopping or new holiday decorations.....You'll be glad you gave yourself this early gift! 

  • Make the holidays financially easier and deck the halls stress free
  • Earn a competitive dividend as you save a little all year long
  • Can be opened with as little as $10.00 and no minimum balance requirement thereafter
  • Your balance is transferred on November 1st each year to your primary share savings account
  • There are no account fees unless funds are accessed prior to the scheduled payout


Share Certificate of Deposit

  • Competitive rates for 6, 12, 24, 36 or 48 month terms. 
  • Minimum opening deposit of $500.00
  • Start earning more on your savings by opening a Share Certificate today!
  • Interest/Dividend is credited quarterly (Excluding 6-month terms: credited at maturity)
  • Share term accounts (Share Certificates of Deposit): Penalties are incurred for early withdrawals  


County Kids Club
We encourage our youngest members to save with our youth account program County Kids Club!

  • Minimum opening deposit required of $5.00 - this is also their share of ownership in the credit union!!
  • Youth ages newborn to 17 are eligible to become members of the Club by opening a standard Share Savings Account (normal account terms apply)
  • Each time the Club Member makes a deposit of $5 or more and presents their Club Card, we validate their Card for that deposit. 
  • Bring in your piggy bank coin - We'll count it for FREE!
  • Once the Club Member makes 10 separate deposits of $5 or more, they receive a free piggy bank as their first reward!  As savers fill up additional Cards, we will offer more rewards including:  Gift Cards, Toys, Games and so much more!

1202 North Main Street Austin, MN 55912               Phone: (507) 437-6360                  Email: mcecu@mowercountyecu.org

Loan options are offered subject to normal credit approval.  Shares federally insured by the NCUA.  Please contact us for more details related to any of our products or services. 

Mower County Employees Credit Union

Share Draft (Checking) Accounts 

  • Dividend bearing account
  • No minimum balance requirement
  • No monthly maintenance fee
  • Bill Pay
  • Convenient access with a VISA CheckCard
  • Access to Automated Teller Machines (ATMs) including surcharge-FREE ATMs
  • Overdraft Protection Program
  • Direct Deposit
  • Electronic ACH
  • Variety of draft (check) styles


Golden Checking Club
Members age 55 or better reap more perks with our Golden Club including:

  • Free Logo Checks
  • Bonus Deposit Rates
  • Competitive Dividends
  • Free MCECU issued "teller" checks
  • No minimum balances or monthly maintenance fees
  • Unlimited check writing
  • No fee printed or eStatements
  • All the great benefits of our Standard Checking account
  • So much more.............

Inquire with a Member Representative for additional Club details