Mower County Employees Credit Union

Share Draft (Checking) Accounts 

  • Dividend bearing account
  • No minimum balance requirement
  • No monthly maintenance fee
  • Bill Pay
  • CheckCard (Debit Card)
  • Automated Teller Machines (ATMs) including surcharge-FREE ATMs
  • Overdraft Protection
  • Direct Deposit
  • Electronic ACH
  • Variety of draft (check) styles


Golden Checking Club
Members age 55 or better reap more perks with our Golden Club including:

  • Free Check Orders
  • Earn Higher Dividend Relationship Rates
  • Free MCECU issued "teller" checks
  • No minimum balances
  • No monthly maintenance fees
  • Unlimited check writing
  • Free ATM access & fee waivers for non-network ATMs
  • No fee eStatements
  • All the great benefits of our Standard Checking account

Share Savings Accounts

  • Minimum opening deposit required of $5.00 - this is your share of ownership in the credit union.
  • No monthly maintenance fees
  • Tiered dividend rates based on balance 
  • Dividend credited quarterly
  • PLUS, additional sub-share accounts to help save for a special purposes


NEW - WINcentive Savings* (Available October 1, 2022)

An account that helps you make the most of your money: set aside just $25 per month and you are automatically entered to win $100, $1,000 or even $5,000!

  • ​Minimum opening deposit required of $5.00
  • Every $25 saved earns you an entry into a statewide cash prize drawing
  • Prizes - $100,00 in total statewide prizes in 2022 
  • No monthly service fees; there are fees for early withdrawal


​*The WINcentive name and logo are registered trademarks of the Minnesota Credit Union Network.


If you have opened this account solution with our credit union, please participate in our WINcentive Savings survey! We invite members to participate in the survey facilitated by the credit union, the Minnesota Credit Union Network and the national nonprofit Commonwealth. This survey takes about 5 minutes to complete, and it is very important for us to learn from your input.


CLICK THE LINK BELOW TO PARTICIPATE IN THE SURVEY 

https://www.surveymonkey.com/r/MowerCountyEmployees


Back to School Club Share Savings

Our Back to School Club Account allows you to set aside spending money for school supplies, clothes, fees, books and more!  

  • Earns a competitive dividend
  • Deposit as often as you need or automatically to build the balance over time
  • Open with as little as $10.00
  • No minimum balance thereafter
  • Balance transferred August 1st each year to your primary share savings account
  • No fees unless funds are accessed prior to scheduled payout 


Christmas Club Share Savings
This account allows you to set aside spending money for the holidays for family, friends, shopping or new holiday decorations! 

  • Earn a competitive dividend as you save a little all year long
  • Open with as little as $10.00
  • No minimum balance thereafter
  • Balance transferred November 1st each year to your primary share savings account
  • No fees unless funds are accessed prior to scheduled payout


Share Certificate of Deposit

  • Competitive rates for 6, 12, 24, 36 or 48 month terms. 
  • Minimum opening deposit of $500.00
  • Interest/Dividend credited quarterly 
  • Penalties incurred for early withdrawals  


County Kids Club & Teen Membership
We encourage our youngest members to save with our youth account program County Kids Club!

  • Minimum opening deposit required of $5.00 - this is also their share of ownership in the credit union
  • Youth ages newborn to 17 are automatic Club Members
  • Each time a Club Member makes a deposit of $5 or more, presents their Club Card and earns 10 validations they receive free rewards! 
  • Bring in your piggy bank coin - We'll count it for FREE!
  • Teen Memberships include the same benefits with expanded options -- First Vehicle Loans and Teen Checking Solutions