Mower County Employees

Credit Union

900 18th Ave NW, Austin, MN 55912

(507) 437-6360

Routing number: 291973302

Share Savings & Certificates

County Kids Club 
We are never too young to start saving and to learn about financing. That being said, we encourage our youngest members to save with our County Kids Club!


Minimum opening deposit required of $5.00

Youth ages newborn to 17 automatic Club members​

Bring in your piggy bank coin

We'll count it for FREE!

Debit, ATM & Gift Cards

ATM network including surcharge-free access

Digital Wallet including Apple Pay, Google Pay, Samsung Pay & Garmin Pay

EMV Chip Security

Debit Rewards Program

Worldwide Access

24/7 Security with every transaction


Lost or Stolen Debit Card? To report a lost or stolen debit card, call the credit union during normal business hours at (507) 437-6360. If calling after hours, call Shazam directly at 1-800-383-8000 as soon as your realize the loss.



Brella Mobile App - Control Your Card:​  Download the Brella Mobile App from your smart device's app store for customized control of your card.
Added Fraud Protection 
P2P - Send money to virtually anyone
View quick balances related to your linked accounts
Receive text or e-mail custom alerts informing you of transactions
Temporarily block your card or turn your card on and off for added security
Set up travel alerts

Visit the desktop version
 https://www.shazambrella.net/app/index.php



Fraud Monitoring - Keeping Your Card Safe: We're monitoring card transactions 24 hours a day to keep your card safe. If a transaction appears suspicious, we or our Fraud Management Department may temporarily block your card and contact you via text message or phone. To clarify an alert during normal business hours, contact us directly at (507) 437-6360. Our Fraud Management team uses random toll-free numbers for added security, and can be contacted by you anytime for response.   


Gift Cards
Gifting is made EASY whether you’re celebrating a birthday, holiday, graduation, new baby, wedding or any occasion - gift cards are always appreciated! 

Instant Issuance – Funds Available Immediately
Loadable from $10 up to $1,000
Variety of Designs
Cardholders can check balances anytime
Traditional Plastic Card Option

Virtual Gift Cards – Arrives To Your Recipient Instantly!

Mortgage Application

Christmas Club

Set aside spending money for the holidays for family, friends, shopping or new holiday decorations! 


​Earn a competitive dividend as you save a little all year long

Open with as little as $10.00

No minimum balance thereafter

Balance transferred November 1st each year

No fees unless funds withdrawn prior to scheduled​ payout​


​​​​Wire Instructions
The instructions are used to give to the financial institution you are wiring money from to have them send money to your Mower County Employees Credit Union Account:

Instructed Agent (f/k/a Receiving Institution)

Alloya Corporate Federal Credit Union
ABA: 271987635
Warrenville, IL 60555 

Creditor Agent (f/k/a Beneficiary Financial Institution)

Mower County Employees Credit Union
Account #: 291973302
Austin, MN 55912
    
Creditor (f/k/a Beneficiary)

Your Name
Your MCECU account number you want the money credited to
Your address, city, state and zip code
 
How To Wire Money FROM Your Account: You can request a Wire Transfer to send money to another financial institution. Contact the other financial institution to get specific wiring instructions to receive the money into that account
.  

WINcentive Savings

An account that helps you make the most of your money.

Set aside just $25 per month and you are automatically entered to win $100, $1,000 or even $5,000!


​Share Savings Accounts
Our most popular share savings account with perks and benefits.

Every member automatically has a Share Savings Account!  
​Minimum opening deposit of $5.00
No monthly maintenance fees
Tiered dividend rates based on balance 
Dividend credited quarterly
Additional sub-share accounts to help save for special purposes


Share Certificates
​​Minimum opening deposit of $500.00

Earn a higher rate in exchange of saving for a set time period
Interest/Dividend credited quarterly 
Penalties incurred for early withdrawals  


Loans

From purchasing a new car, to refinancing your home or establishing a line of credit for unexpected events.

We have you covered!


CLICK THE LOAN YOU ARE INTERESTED IN TO GET STARTED

Auto Loans

Recreational Loans

Personal Loans

Share Secured Loans

Revolving Lines of Credit

Purchase Mortgage

Refinance Mortgage

Home Equity Loans

Home Equity Lines of Credit

​Student Loans

Borrow responsibly: We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. These loans are made by Sallie Mae Bank. The credit union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click the link above for additional eligibility information about each product. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. ©2024 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

​​Share Draft Checking Accounts

County Checking
Enjoy a flexible account with check writing and digital payments.

​Dividend bearing

No minimum balance 

No monthly maintenance fee

Bill Pay

Debit Card (Check Card)

Automated Teller Machines (ATMs) including surcharge-FREE ATMs

Overdraft Protection

Direct Deposit

Electronic ACH

Variety of draft (check) styles

​Unlimited check writing


​​​Golden Checking Club
Members age 55 or better reap more perks with our Golden Club 
All the great benefits of our County Checking (Share-Draft) Account
Free Check Orders
Free MCECU-issued "teller" checks​
Free ATM access & fee waivers for non-network ATMs
No fee paper or eStatements


​Teen/Youth Checking Account
It is never to early to open an account and educate our kids to learn about financing.

We are here to help them succeed in the future financially 
With all the same great benefits of our County Checking (excluding Bill Pay)

Back to School Club
Set aside spending money for school supplies, clothes,

fees, books and more!  


​Earns a competitive dividend

Deposit as often as you need to build the balance over time

Open with as little as $10.00

No minimum balance thereafter

Balance transferred August 1st each year

No fees unless funds withdrawn prior to scheduled payout